If you think you couldn’t afford a home, or that you’re forever stuck in a rental—giving up on the dream of hosting epic grazing boards in your own living room—then listen up. The Help to Buy scheme is here to change the game.
So, What’s the Help to Buy Scheme?
Launching in early 2025, the Help to Buy scheme is a Federal Government initiative designed to make homeownership way more affordable. It helps by reducing your deposit and lowering your mortgage, so owning a home doesn’t feel impossible.
Why Should You Care?
Here’s why this is a big deal for anyone looking to buy a home in Perth:
- The Government will pitch in 40% for new homes, and 30% for existing homes.
- All you need is a 2% Deposit.
- WA Price Caps: Homes up to $600K in Perth and regional areas, or $450K in other parts of WA.
- Income Limits: Singles under $90K or couples up to $120K.
How Does It Work?
The government contributes a portion of your home’s value (kind of like a financial buddy), and you repay them when you sell or refinance. Simple!
Other Great Options
Can’t wait for 2025? Don’t stress! Keystart loans are already available, with deposits starting at just 2% and updated property price limits that make it easier for you to get into a home sooner.
Don’t Miss Out!
If you’ve been thinking you’ll never get into your own home, this is your chance to make it happen. Whether it’s the Help to Buy scheme or Keystart, these programs are your ticket to affordable homeownership in Perth.
Ready to stop dreaming and start living? Let’s chat and get you into your dream home! #FHOCYeah
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